Assembled Brands

Assembled Brands is a growth capital provider specializing in working capital lines of credit for consumer products companies. Founded by consumer brand operators who experienced firsthand the challenges of securing traditional financing for inventory and accounts receivable, the company has grown to fund over 100 businesses across food & beverage, apparel, beauty, home goods, and electronics. With loan sizes ranging from $1M to $25M and facility durations of 12-48 months, Assembled Brands offers tailored financing solutions that scale with business growth. The company serves three core segments: consumer product brands seeking working capital, ecommerce-only businesses needing inventory-backed lines of credit, and CPG service providers including distributors, manufacturers, co-packers, and 3PLs requiring dynamic capital solutions backed by accounts receivable and inventory. Their streamlined application process leverages direct integrations with e-commerce and accounting platforms, enabling faster underwriting decisions while maintaining a personalized approach to each brand's unique needs.

Perfect For

* High-growth CPG and consumer products brands needing working capital to fund inventory purchases * Digitally native ecommerce brands requiring inventory-backed lines of credit to scale * Food & beverage companies managing seasonal inventory and trade spend dynamics * CPG service providers including 3PLs, co-packers, and distributors seeking A/R and inventory-based financing

Key Strengths

* Specialized understanding of consumer products industry dynamics and financing needs * Flexible loan sizes from $1M to $25M that scale with business growth * Streamlined digital application process with e-commerce and accounting platform integrations * Founded by brand operators who understand the challenges of scaling consumer businesses * Long-term partnership approach with 12-48 month facility durations * Serves the full CPG ecosystem including brands, ecommerce retailers, and service providers

Considerations

* Focused exclusively on consumer products — not suitable for B2B or non-consumer businesses * Minimum loan size of $1M may be too high for very early-stage brands * Asset-backed lending model requires sufficient inventory or A/R to qualify * Limited publicly available information about company headquarters and team size

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Assembled Brands

GROWTH CAPITAL BUILT FOR CONSUMER BRANDS Assembled Brands was founded by consumer brand operators who experienced firsthand the challenge of securing working capital financing from traditional lenders. Despite strong industry metrics and rapid growth, banks hesitated to provide capital against accounts receivable and inventory — a common pain point for consumer products companies. This founder experience drives the company's mission to provide tailored growth lines of credit specifically designed for the consumer products ecosystem. With over 8 years in business and more than 100 companies funded, Assembled Brands has established itself as a trusted capital partner for brands across multiple consumer verticals. Their financing has supported over 10,000 products across food & beverage, apparel, beauty, home décor, and consumer electronics categories, with loan sizes ranging from $1M to $25M and average facility durations of 12-48 months. THREE-SEGMENT APPROACH Assembled Brands serves the consumer products ecosystem through three distinct financing programs: Consumer Products: Working capital for high-growth branded businesses including food & beverage, apparel, beauty, home goods, and electronics. These lines of credit support inventory purchases, seasonal production runs, and business scaling needs. Ecommerce Businesses: Inventory-only solutions crafted specifically for digitally native brands and online-only retailers. These credit facilities are backed by inventory assets, providing the capital needed to maintain stock levels and grow order volumes. CPG Service Providers: Dynamic capital solutions backed by accounts receivable and inventory for the companies that serve consumer brands — including distributors, manufacturers, co-packers, and 3PLs. This segment recognizes that the entire supply chain ecosystem needs access to growth capital. STREAMLINED PROCESS The company's application process integrates directly with e-commerce platforms and accounting systems, enabling faster and more convenient underwriting. Rather than relying solely on traditional financial documents, this data-driven approach allows Assembled Brands to build a comprehensive understanding of each business's performance, customers, and growth trajectory. PARTNERSHIP PHILOSOPHY Central to Assembled Brands' approach is a long-term partnership model. Their capital scales with business growth, meaning as brands expand, their credit facilities can grow accordingly. This alignment of incentives creates a collaborative dynamic evident in client testimonials spanning beauty, apparel, and skincare verticals.

Company Information

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Assembled Brands

Assembled Brands

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