Clearco

Clearco is a leading non-dilutive capital provider built specifically for ecommerce and SaaS founders. Founded in 2015 in Toronto, the company has deployed over $3 billion to more than 10,000 businesses worldwide, making it one of the largest ecommerce investors globally. The platform offers four distinct funding solutions designed to serve different business needs. Fixed Funding Capacity provides a predictable one-time capital amount ideal for product launches, seasonal pushes, and large vendor commitments. Rolling Funding Capacity automatically replenishes as businesses repay, creating a continuous capital source for ongoing operations. Invoice Funding covers vendor invoices directly, keeping production on track while preserving working capital. Cash Advance deposits funds directly into a business bank account for maximum deployment flexibility. Clearco differentiates itself through its founder-friendly approach: no personal guarantees, no blanket liens, and no equity dilution. The company has notably funded 25 times more female founders than the average venture capital firm. Pricing is transparent and performance-based — strong repayment history unlocks better rates and higher funding capacity over time. The platform requires businesses to have 12+ months of recurring revenue at $100,000+ per month, be US-incorporated, and maintain an active US business bank account. Applications are reviewed in as little as 24 hours with AI-supported underwriting.