Settle

Settle is a comprehensive back-office platform designed specifically for CPG and ecommerce brands, offering an integrated suite of procurement, accounts payable, inventory management, and working capital financing tools. UNIFIED BACK-OFFICE PLATFORM Settle combines purchase order management, bill pay, and inventory tracking in a single system. The platform automates PO-bill matching, approval workflows, vendor W-9/W-8 collection, PO creation with volume-based vendor pricing, and bill itemization. Landed cost tracking starts when a PO is issued, with invoices automatically updating SKU-level landed costs including freight, duties, and shipping. The system supports partial shipments, keeping POs open until fully received. WORKING CAPITAL FINANCING Settle provides embedded inventory financing for large purchase orders, seasonal inventory builds, and supplier payment terms. Since 2019, the platform has provided over $3 billion in funding to brands, enabling growth without equity dilution or traditional debt. The financing is seamlessly integrated into the procurement workflow. INTEGRATIONS AND PRICING The platform integrates with Shopify for sales channels and QuickBooks Online, Finaloop, and NetSuite for accounting. Pricing is flat and transparent: a free Launch plan with core features, Accelerate at $199/month, and Elevate at $499/month — all with no per-user fees, no order-based pricing, and no transaction fees. Every plan includes dedicated human support at no additional cost. PROVEN RESULTS Settle customers have achieved an average 550% one-year supported revenue growth, with the platform processing over $6 billion in total payments. Customer stories highlight significant time savings, with founders eliminating spreadsheet-based processes entirely.