Settle is a back-office platform built for growing CPG and ecommerce brands, combining procurement, bill pay, inventory management, and working capital financing in one place. Founded in 2019, the company has processed over $6 billion in total payments and provided more than $3 billion in funding to brands, supporting an average 550% one-year revenue growth for its customers. The platform eliminates manual work across procurement and accounts payable by automating PO-bill matching, approval workflows, W-9/W-8 collection, and bill itemization. Settle integrates with Shopify for sales channels and QuickBooks Online, Finaloop, and NetSuite for accounting, with embedded working capital financing available for large purchase orders and seasonal inventory needs without equity dilution.
* CPG and ecommerce brands needing unified procurement, bill pay, and inventory management * Shopify and Amazon sellers seeking working capital financing without equity dilution * Growing brands looking to automate back-office operations and reduce manual work * Companies in Food & Beverage, Health & Beauty, Supplements, and Apparel verticals
All-in-one platform combining procurement, AP, inventory, and financing * $6B+ in payments processed and $3B+ in funding provided since 2019 * Transparent pricing with free Launch plan, no per-user or per-transaction fees * Integrates with Shopify, QuickBooks Online, Finaloop, and NetSuite * Dedicated human support included at no extra cost — not AI chatbots * Automated landed cost tracking at SKU level
Currently only integrates with Shopify for sales channels — no WooCommerce, BigCommerce, etc. * Limited accounting integrations (QBO, Finaloop, NetSuite only) * Paid plans start at $199/month which may be steep for very early-stage brands * Platform focused on CPG — may not suit non-consumer product businesses
Settle is a comprehensive back-office platform designed specifically for CPG and ecommerce brands, offering an integrated suite of procurement, accounts payable, inventory management, and working capital financing tools.
UNIFIED BACK-OFFICE PLATFORM
Settle combines purchase order management, bill pay, and inventory tracking in a single system. The platform automates PO-bill matching, approval workflows, vendor W-9/W-8 collection, PO creation with volume-based vendor pricing, and bill itemization. Landed cost tracking starts when a PO is issued, with invoices automatically updating SKU-level landed costs including freight, duties, and shipping. The system supports partial shipments, keeping POs open until fully received.
WORKING CAPITAL FINANCING
Settle provides embedded inventory financing for large purchase orders, seasonal inventory builds, and supplier payment terms. Since 2019, the platform has provided over $3 billion in funding to brands, enabling growth without equity dilution or traditional debt. The financing is seamlessly integrated into the procurement workflow.
INTEGRATIONS AND PRICING
The platform integrates with Shopify for sales channels and QuickBooks Online, Finaloop, and NetSuite for accounting. Pricing is flat and transparent: a free Launch plan with core features, Accelerate at $199/month, and Elevate at $499/month — all with no per-user fees, no order-based pricing, and no transaction fees. Every plan includes dedicated human support at no additional cost.
PROVEN RESULTS
Settle customers have achieved an average 550% one-year supported revenue growth, with the platform processing over $6 billion in total payments. Customer stories highlight significant time savings, with founders eliminating spreadsheet-based processes entirely.
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