Mudflap
- Palo Alto, CA
- Founded 2020
Mudflap operates America's largest diesel discount network, offering owner-operators and small trucking fleets cost-plus fuel discounts of up to $1.00 per gallon at over 3,600 truck stops nationwide through a free mobile app and a Visa-backed fleet fuel card.
Perfect for
Mudflap is best suited for independent owner-operators and small to mid-size trucking fleets (typically 5 to 70 trucks) looking to significantly reduce their diesel fuel costs without committing to volume minimums or paying hidden fees.
- Owner-operators who want instant fuel savings using their existing credit or debit card, with no application or credit check required
- Small fleet owners (5-70 trucks) who need centralized fleet fuel management, driver spend controls, fraud prevention, and IFTA reporting
- Carriers and fleets frustrated with traditional fuel card providers that charge monthly, per-swipe, or out-of-network fees
- Trucking operations looking to access cost-plus diesel pricing at major truck stop chains like TA, Petro, Casey's, Kwik Trip, and thousands of independent stops
Key strengths
Over $1 billion saved for drivers with cost-plus discounts up to $1.00/gal at 3,600+ in-network truck stops
No hidden fees: zero activation, monthly, annual, per-card, per-swipe, or out-of-network charges on the fuel card
Visa-backed fleet card accepted at 70,000+ fuel stops nationwide, not limited to a proprietary network
Comprehensive fleet management dashboard with IFTA reporting, digital receipts, route optimization, ELD integration, and real-time fraud alerts
Free app requires no application, credit check, or volume minimums, enabling instant savings for owner-operators
Considerations
Focused exclusively on fuel purchasing; does not provide broader fleet management, dispatching, or load-matching capabilities
Primarily serves the trucking/freight transportation vertical and is not applicable to general ecommerce or warehouse logistics
In-network discount stops (3,600+) are a subset of the full 70,000+ Visa acceptance network, so maximum discounts are geographically limited
Weekly credit model on the fuel card may not suit all fleet cash flow preferences compared to monthly billing options
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About Mudflap
Mudflap is a fintech platform purpose-built for the trucking industry that connects independent owner-operators and small fleets with discounted diesel fuel at over 3,600 truck stops across the United States. Recognized on the Forbes Fintech 50 list alongside companies like Stripe, Mudflap has saved drivers over $1 billion on fuel since its launch in early 2020. The platform levels the playing field by giving smaller trucking operations access to the same kind of cost-plus fuel pricing that was previously only available to large carriers with significant buying power.
Mudflap offers two primary products: the Mudflap App and the Mudflap Fuel Card. The free mobile app requires no application, credit check, or gallon minimums, allowing drivers to instantly search for the best fuel deals in real time, lock in discounts up to 24 hours in advance, and pay with their existing credit or debit card. The Mudflap Fuel Card, a Visa-backed fleet card, is designed for fleets seeking weekly credit, centralized spend controls, fraud prevention with instant alerts, and the ability to fuel at over 70,000 stops where Visa is accepted. The card eliminates common junk fees such as activation, monthly, annual, per-card, per-swipe, and out-of-network charges.
Beyond discounts, the platform provides a suite of operational tools including one-click IFTA reporting, itemized digital receipts, a route optimizer that dispatches drivers to the best-priced stops, truck-safe GPS navigation, ELD/telematics integration for vehicle tracking and advanced fraud controls, and a Discount Boosters loyalty program that rewards higher-volume purchases with additional per-gallon savings. With 515,000+ drivers who have used the platform and 24/7 U.S.-based live support, Mudflap has established itself as the leading diesel discount platform serving independent truckers and small fleet operators.
Mudflap
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