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Flex
Scaling your brand shouldn't mean running out of cash. Flex gives businesses net-60 terms at 0% interest to cover inventory, vendor payments, and operating costs. Spend now and pay when revenue catches up. One home for cards, banking, AP/AR, expense management and growth capital.
Perfect For
Key Strengths
- Net-60 payment terms with 0% interest on the business credit card, providing cash flow flexibility
- Free platform - no monthly/annual fees
- Banking offers up to $3M in FDIC insurance and up to 2.47% APY on idle cash
- 24/7 concierge-level customer support
Considerations
- Not a great solution for distressed businesses with multiple debt facilities
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Founder, Shipping Pilot
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Flex
Flex is a full financial platform built for growing brands — combining premium business credit, banking, and AI-powered spend management in one place.
Customers include Sharma Brands, Comfrt, Ringba, and many other scaling, founder-led businesses.
Flex offers the first Visa Infinite Business Credit Card in the U.S., giving brands high dynamic credit limits, global acceptance, and built-in controls and visibility. Whether you're managing ad spend, inventory purchases, or vendor payments, Flex gives founders flexible access to capital and finance teams the real-time visibility they need — all in a single platform.
The Flex Business Credit Card adapts to your business, whether you need Net-60 terms, cashback, or rewards points. For brands spending heavily on platforms like Meta and TikTok, managing supplier invoices, or scaling into new retail channels, Flex moves at the speed of your business.
Flex also offers business banking, automated bill pay, accounts payable and receivable automation, and global payments to 180+ countries — everything a growing consumer brand needs to operate without financial friction.
Flex
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