Acuity Insurance
- Sheboygan, Wisconsin
- Founded 1925
- 1,900+ employees
Acuity is a mutual insurance company with over 100 years of experience, offering personal and commercial insurance products across multiple industries including construction, manufacturing, trucking, retail, and restaurants, backed by A+ ratings from both AM Best and Standard & Poor's.
Perfect for
Acuity is best suited for:
- Small to mid-size businesses in construction, manufacturing, trucking, retail, wholesale/distribution, restaurants, and service industries that need comprehensive commercial insurance coverage
- Homeowners and personal vehicle owners looking for a financially stable insurer with dedicated claims service
- Businesses that value risk management support, including free OSHA training, loss control professionals, and nurse helplines for workers' compensation
- Companies operating in Acuity's service territory that prefer working with independent agents for unbiased insurance guidance
Key strengths
A+ financial strength ratings from both AM Best and Standard & Poor's, with over $9.2 billion in total assets
Dedicated single point of contact for each claim, resulting in a 96% positive claims experience rating
Free OSHA 10-hour safety training and specialized loss control professionals for commercial policyholders
Extensive network of over 30,000 independent agents providing localized, unbiased advice
Deep industry specialization with tailored coverages for construction, manufacturing, trucking, and other verticals
Considerations
Only available through independent agents, so direct purchasing is not an option
Regional insurer with a limited operating territory rather than nationwide coverage
No direct-to-consumer online purchasing; quotes require agent involvement
Focused primarily on property-casualty lines with no life or health insurance offerings
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About Acuity Insurance
Acuity is a mutual property-casualty insurance company headquartered in Sheboygan, Wisconsin, founded in 1925. As a mutual insurer, Acuity is owned by its policyholders rather than stockholders, allowing the company to prioritize long-term customer security over quarterly profit pressures. With over $9.2 billion in total assets, 167,000+ insured businesses, and 704,000+ insured homes and vehicles, Acuity has grown into one of the most financially stable regional insurers in the nation. It holds the distinction of being the only commercial regional insurer rated A+ by both AM Best and Standard & Poor's.
Acuity offers a comprehensive suite of both personal and commercial insurance products. On the personal side, the company covers auto, homeowners, condo, renters, landlord, motorcycle, boat, RV, ATV, snowmobile, and umbrella policies, along with identity theft protection. On the commercial side, Acuity provides general liability, commercial auto, workers' compensation, property, equipment breakdown, inland marine, excess liability, crime and fidelity, cyber insurance, employment practices liability, and business owners policies. The company specializes in serving industries such as construction, manufacturing, trucking, retail, wholesale and distribution, restaurants, hotels, service businesses, auto repair shops, and offices.
Acuity distributes its products exclusively through a network of over 30,000 independent insurance agents and employs more than 1,900 staff members. The company differentiates itself through dedicated claims specialists who serve as a single point of contact, a 24/7 nurse helpline for workers' compensation, free OSHA 10-hour safety training for insureds, and highly trained loss control professionals with industry-specific backgrounds. With a 96% positive claims experience rating and a 4.4-star TrustPilot score, Acuity consistently earns high marks for customer satisfaction and service quality.
Acuity Insurance
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