Merchandise Lending

Merchandise Lending provides inventory-based lines of credit that help retailers, wholesalers, and ecommerce brands unlock cash tied up in merchandise. We offer flexible revolving credit for businesses that may not qualify for traditional loans, supporting growth, managing seasonal demand, and improving cash flow. Our tailored, fast solutions turn inventory into working capital to fuel stability and expansion.

Perfect For

Small and mid-sized product businesses—including retailers, wholesalers, brands and e-commerce merchants—needing inventory-backed lines of credit and working capital to unlock cash tied up in merchandise. Contact us today for a free consultation to see what options are available.

Key Strengths

We serve a wide range of industries, including apparel, footwear, homegoods, electronics, sporting goods, beauty products, and more. Whether acompany is expanding quickly, managing seasonal spikes, or navigating aturnaround, our team provides tailored financing solutions that supportstrategic growth and operational stability.

Considerations

If your business carries inventory and needs working capital to keep operations running smoothly, Merchandise Lending can provide a customized, asset-backed lending solution that turns your merchandise into an engine for growth.

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Greg Airel

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Greg Airel

Founder, Shipping Pilot

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Merchandise Lending

Merchandise Lending specializes in providing inventory-based lines ofcredit to small and medium-sized businesses, empowering them to unlockthe cash tied up in their merchandise. Many retailers, wholesalers, andecommerce businesses have significant capital invested in inventory,which can limit their ability to grow, respond to seasonal demand, ormanage day-to-day operations. We help businesses turn that inventoryinto working capital without disrupting their operations. Contact ustoday for a free consultation to discuss your needs and options available.

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Merchandise Lending

Merchandise Lending

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